Free Medicare Open Enrollment Seminars

Turning 65? Learn more about your Medicare benefits

Medicare seminars

Are you looking for a Medicare primary care doctor as you turn 65? With our expanded primary care services and wide range of specialties, you can count on Loma Linda University Health to be there for you when you need it.

We know that choosing a Medicare plan is hard, so we’re offering free seminars right here in Loma Linda and Beaumont to help you understand your options.

Join us to learn about 2019 Medicare plans available from Loma Linda University Health.

Seminar topics

Learn about the 2019 Medicare plans available at Loma Linda University Health:

  • Medicare Parts A, B, C, D
  • Benefits of Medicare Advantage Plans accepted by Loma Linda University Health doctors.
  • Medicare options when it comes to Advantage, Supplements and more.

No appointment necessary. Free to the public.

Free Open Enrollment Seminars

Fontana

Mimi’s Cafe Fontana
16933 Sierra Lakes Pkwy.
Date

Monday, May 13
Monday, May 20
Monday, June 10
Monday, June 17
Monday, July 15
Monday, July 22

Time

4:30 pm
4:30 pm
4:30 pm
4:30 pm
4:30 pm
4:30 pm

Grand Terrace

Woody's Classic Grill
22400 Barton Rd., Suite 1

Date

Tuesday, May 14
Tuesday, June 11
Tuesday, July 16

Time

4:00 pm
4:00 pm
4:00 pm

Highland

Denny's
2442 Highland Ave

Date

Friday, May 24
Friday, June 28
Friday, July 26

Time

10:00 am
10:00 am
10:00 am

Immanuel Baptist Church
28355 Baseline St.

Date

Tuesday, May 21
Tuesday, June 11

Time

6:00 pm
10:00 am

Loma Linda

Loma Linda Community Center - City Hall
25541 Barton Rd.

Date

Tuesday, May 14
Wednesday, May 22
Sunday, June 02
Tuesday, June 18
Tuesday, July 02
Tuesday, July 16

Time

6:00 pm
10:00 am
6:00 pm
10:00 am
6:00 pm
10:00 am

University Mobile Home Estates
24414 University Ave.

Date

Wednesday, May 08
Wednesday, June 12
Wednesday, July 10

Time

2:00 pm
10:00 am
10:00 am

Moreno Valley

Polly's Pies
12625 Frederick

Date

Tuesday, May 14
Tuesday, May 21
Tuesday, June 11
Tuesday, June 18
Wednesday, July 17
Tuesday, July 23

Time

5:00 pm
5:00 pm
5:00 pm
5:00 pm
5:00 pm
5:00 pm

Redlands

Ayres Hotel
1015 W Colton

Date

Wednesday, May 08
Tuesday, May 28
Wednesday, June 12
Tuesday, June 25
Tuesday, July 09
Wednesday, July 24

Time

10:00 am
6:00 pm
6:00 pm
10:00 am
6:00 pm
10:00 am

Coco's Bakery
1140 W. Colton Ave

Date

Friday, May 10
Friday, May 17
Friday, June 14
Friday, June 21
Friday, July 12
Friday, July 19

Time

2:00 pm
2:00 pm
2:00 pm
2:00 pm
2:00 pm
2:00 pm

Lugonia Fountains Mobile Estates
1251 E Lugonia

Date

Wednesday, May 08
Thursday, June 13
Thursday, July 11

Time

10:00 am
10:00 am
10:00 am

Mission Commons Assisted Living
10 Terracina Bvld

Date

Tuesday, May 21
Thursday, July 11

Time

10:00 am
10:00 am

Rialto

Coco's Bakery
1683 S. Riverside Ave

Date

Tuesday, May 21
Tuesday, June 18
Tuesday, July 23

Time

2:00 pm
2:00 pm
2:00 pm

Grace Vargas Senior Center
1411 S. Riverside Ave

Date

Thursday, May 02
Thursday, June 06
Thursday, July 04

Time

11:00 am
11:00 am
11:00 am

Riverside

Cactus Cantina
151 Alessandro Blvd

Date

Wednesday, May 08
Wednesday, June 12
Wednesday, July 10

Time

9:00 am
9:00 am
9:00 am

Cesar Chavez Comm Ctr
2060 University Ave

Date

Tuesday, June 11
Thursday, June 13
Wednesday, July 24

Time

6:00 pm
10:00 am
10:00 am

Marie Callendar's
3505 Merrill Ave

Date

Sunday, May 19
Sunday, June 16
Sunday, July 21

Time

10:00 am
10:00 am
10:00 am

San Bernardino

Denny's
5975 Palm Ave

Date

Tuesday, May 21
Tuesday, June 18
Tuesday, July 16

Time

10:00 am
10:00 am
10:00 am

Yucaipa

Yucaipa Senior Center
12202 First Street

Date

Wednesday, May 29
Monday, June 17
Tuesday, July 23

Time

2:00 pm
2:00 pm
2:00 pm

 

Call 877-558-6248 to set up a private meeting or to accommodate persons with special needs. A salesperson will be at the seminar with information and applications. Medicare has neither reviewed nor endorsed this information.

Frequently Asked Questions

How do I enroll in Medicare?

If you are currently collecting Social Security benefits, then you will automatically be enrolled in Medicare Parts A and B. You will receive a card 90 days prior to your 65th birthday. If you are not collecting Social Security benefits, you will have to actively enroll yourself into Medicare by going online to www.ssa.gov or www.medicare.gov.

How much does Medicare cost?

Medicare Part A is the Hospital coverage, and there is no monthly premium for that. However, if you use the coverage, there is a $1288 deductible for each hospital stay. Medicare Part B is the outpatient Medical coverage. There is a monthly premium of $121.80 if you are new to Part B, an annual deductible of $166, and 20% co-insurance for services, hence, leaving “gaps” in the Medicare coverage.

How do I fill the gaps of coverage?

Many people take advantage of the rich Medicare Advantage programs available to us in Southern California. These programs are considered Medicare Part C. The Medicare deductibles are satisfied by these programs. Many of the Medicare Advantage plans have no monthly premiums and have very low co-pays for services.

These programs are run by private insurance companies that have contracts with the federal government in order to administer a Medicare beneficiary’s A, B and D benefits in one bundled plan. The programs include HMO’s, PPO’s and private Fee-for-Service plans. The private insurance companies get paid by the government for each member each month. Many of the plans are network-based and many times require the member to choose a primary care physician. The primary care physician refers the member to his or her network of specialists and hospitals.

Medicare Advantage also bundles the drug coverage, or Medicare Part D, into the health plan with no additional premium.

Medicare Part C = Part A + Part B + Part D.

Medicare Parts A and B get you via the Social Security Administration. Medicare Parts C and D get you through an agent or broker who represents a private insurance company.

What if I do not want an HMO?

If you want the freedom to go to any doctor who accepts Medicare and the freedom to self-refer to specialists, a “supplement” or “Medigap” plan may be your preferred route. You can also fill in the gaps in Medicare by purchasing a supplement. Locally, a supplement for a 65 year old will run around $140, depending on the insurance carrier. Then you would have to purchase a separate Part D plan, or prescription plan. That may run anywhere between $15-$104 per month. This is the most costly route, but it affords you the most freedom.

What if I have VA coverage? Do I still need to sign up for Medicare?

Yes, the VA encourages you to sign up for Part B, at least. If you delay signing up for Medicare Part B without proof of creditable coverage, you will be assessed penalties. VA medical coverage is not considered creditable coverage. You can have both Medicare and VA coverage simultaneously; they will not interfere with each other. They just give you two sets of healthcare providers from which to choose when you need care. The VA, however, does provide creditable prescription coverage. So you would be able to delay having a Part D plan without a penalty.

What if I want to keep my employer coverage and not pay the $121.80 for Medicare?

You can delay enrolling in Part B if you have creditable coverage through an employer. The coverage is creditable when it is considered as good as or better than Medicare’s coverage. When you lose the employer coverage, whether voluntarily or involuntarily, you can activate your Medicare coverage. But the time frame is limited, so you would want to let Social Security know as soon as you know the employer coverage will be ending. Many times, coverage you get through Medicare and a supplement is less expensive than employer coverage.